About Us

Founder Terry Humphreys has more than 20 years’ experience in Financial Services and since 1998 has focused on delivering unbiased Independent Mortgage Advice. 

As Independent Mortgage Advisers we have access to the entire mortgage market and are not restricted to any particular lenders.  We provide a full Advice and Recommendation Service, working for you, our client, to find the right mortgage and protection package to suit your individual needs and circumstances.  

Being centrally based in rural North Oxfordshire our services are available throughout the whole of the UK.

Terms of Business

We offer an initial no-obligation consultation at our expense to see if we can help. Following this, we'll commence our research and will come back to you with our recommendations.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT.

Terry Humphreys, trading as Terry Humphreys Mortgage Services is an Appointed Representative of The Right Mortgage Ltd which is authorised and regulated by the Financial Conduct Authority.

There may be a fee for mortgage advice, if a fee is charged our typical fee is £995.00 and is payable upon completion of your mortgage.

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The information contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.